O objetivo do Open Banking é ampliar o acesso aos serviços financeiros. Isto também permite uma ampla gama de stakeholders a entrar no mercado e a gerar valor: os bancos chegam a novos clientes, as fintechs constroem e oferecem produtos e serviços comercialmente viáveis, e os consumidores (de pessoas físicas a jurídicas para empresas) acessam serviços digitais mais modernos e personalizados e que os ajudam a construir sua saúde financeira.
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